Become a doctor? Truth about medical studies and the profession

The profession of doctor was and is mostly highly regarded in society. The image of the "demigods in white" has still not completely disappeared from the minds of the population in 2020. Medical students are often ascribed extremely high cognitive abilities, and thus the job of a doctor is often perceived as a dream job. Contrary to this expectation, many trained professionals advise against studying and point out the downsides of the profession: long, inflexible services, too little patient contact, too much bureaucracy! Maybe you have even asked yourself whether you can even manage to study and whether you should become a doctor at all. We'll answer all these questions in this article.

Am I qualified to study medicine?
This question is not so easy to answer, because you have to look at it from several angles. First of all, you have to show the university to which you are applying that you are "suitable". The university decides this in the application process.

Once you have received one of the highly coveted study places, then you have to find out how hard-working and stress-resistant you are. However, all these points do not take into account your personal character and interpersonal skills. Here, too, it is important to find out how good you really are at dealing with people.

At the end of your training, you will be a doctor, which ultimately involves lifelong training, a lot of responsibility and perfect time management. We deliberately leave out the financial aspect in this article, as we are convinced that salary should not have a primary influence on the motivation to study.

The application hurdle
To study medicine, you first have to apply. Sounds easier than it is. Since 2020, there has been a revised application procedure that has drastically changed the chances of getting a place at university. During the application phase, you will have to decide which quota you want to apply for:

 

"Can I make it through medical school?" - The truth about studying medicine
Assuming you have made it into medical school, what do you need to get through? Below we have compiled a small list of qualities that are important for a positive course of studies:

Perseverance
Stress tolerance
Diligence
Willpower
During the first two years of medical school (especially in the standard degree programme), you are literally "flooded" with knowledge. Over the years, new content is added over and over again. However, old content is rarely removed from the catalogue of learning objectives. This often leads to a feeling of being overwhelmed. Therefore, you should definitely not lose touch in the first two years (pre-clinic)! The examinations are usually timed once or twice a week in the form of oral tests. In addition, there are some written exams. However, this can vary from university to university.

How intelligent do I have to be to study?
As you can see from our list above, we do not consider "intelligence" (cognitive abilities) to be one of the most important qualities for studying medicine. In general, if you pass the entrance exams, you will have all the necessary qualifications for medical school. Some science exams may even be easier! It is much more important to be able to withstand the pressure of the lecturers and to always find an answer to the question "Why am I doing all this to myself? This may sound tough at first, but it's definitely doable if you have your sights set on your goal - don't worry! So if you want to study medicine, you don't necessarily have to be an exceptional talent.

How good do I have to be at memorising?
A common cliché is that medical students have to memorise just about everything. In fact, you simply have to memorise many things without much context in order to be able to create a basic foundation of knowledge. But don't worry: practice makes perfect! Above all, diligence is required here. That's why we didn't put the attribute "memorability" on our list of the most important qualities.

What does a good Abitur say about the ability to study?
Applicants often discuss this question. The frustration is great if, for example, you don't get a place at university with an Abitur of 2.0, even though you want to become a doctor out of deep conviction. In fact, the Abitur says relatively little about the intelligence or cognitive abilities of the graduate. Nevertheless, a certain ambition and diligence, i.e. a work ethic, can tend to be deduced. However, there are also various other factors that additionally influence the grade point average (e.g. teachers, life situation, etc.).

Some school leavers at this age do not yet know what they want to do later in life and therefore do not try hard at school. Others are generally so-called "late bloomers" and only realise far too late how important a good Abitur can be in terms of career choice. In summary, qualities such as diligence, willpower and stamina still rank higher in the order when the sole aim is to successfully complete one's studies.

 

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Comparison: Tools in a set - or everything individually? 

Good tools are enormously important for a budding DIYer. Because the quality of the tools is reflected in the projects. With inferior tools you can't build with high quality - no matter what talent man or woman has. But especially at the beginning, the question arises: Should I rather buy my tools individually? Or should I resort to a tool set? There is no simple, clear answer to this question. Nevertheless, there are recommendations that can certainly be taken to heart!

Tool sets as basic equipment
As in every hobby, the do-it-yourselfer also needs basic equipment. This includes tools such as hammers, screwdrivers or box spanners. Many manufacturers offer this basic assortment in a pre-equipped tool box. The advantage of these offers is that you get the most important tools at a lower price than if you buy them individually. Tool sets are therefore highly recommended for newcomers.

The same applies to homeowners: Repairs or renovation work are always needed in a house. Whether it's hanging a picture, getting a new chest of drawers from the furniture store or a dripping tap - as a homeowner, it's important to have a basic assortment of tools.

When buying a tool set, it is essential to pay attention to the quality. Because with tools, more than anywhere else, it's true: "If you buy cheap, you buy twice!" Another point with cheap tools is the increased risk of injury, as they often have nasty weak points in the shoring. That's why a tool should absolutely meet the minimum requirement "GS - tested safety".

Power and special tools
While homeowners can get by with a basic set of tools for everyday work, more demanding do-it-yourselfers will quickly notice that they are still missing some tools. These are primarily power tools such as drills, jigsaws or angle grinders, but also special tools.

These tools are also often offered in sets, but they should rather be purchased individually. The reason for this is as follows: every do-it-yourselfer uses the machines differently for his or her work. While the amateur carpenter, for example, often needs a saw, the amateur screwdriver hardly ever uses one. Here it is important to concentrate on what is really needed. Wood lovers therefore go straight for a high-quality saw. Screwdrivers, on the other hand, can get by with a saw from the DIY store. In this way, all those who depend on quality tools can afford them. Because sets are very expensive in this area!

A budding do-it-yourselfer usually quickly gets a feeling for which tools should be of high quality and which are sufficient by default. And since the tool cellar will usually grow anyway with increasing experience and larger projects, it is worth buying machines individually and not in sets.

And what about battery-powered tools?
Battery-powered tools are a special case. Because here it can make perfect sense to resort to tool sets. If many projects have to be carried out in places without electricity, the do-it-yourselfer needs either an emergency generator or battery-powered tools. In this segment, major manufacturers such as Makita, Dewalt and Bosch offer complete tool sets. These contain, among other things, a cordless screwdriver, circular saw or construction site lamp and can all be powered by the same battery.

The advantage of these sets is that they are cheaper than buying them individually. However, if you know exactly what you need and what you don't need, you can also buy the tools as individual items. Today, manufacturers are increasingly making sure that the batteries of their tools are interchangeable, even apart from sets. So if you don't need a whole assortment, it's cheaper to buy individual tools. The most important thing with cordless tools is and remains that there is always a fully charged spare battery ready. This prevents unnecessary charging pauses during work.

Tool purchases: Our recommendation
Tool sets such as the famous tool box always form the basic equipment that should be available in every household. However, here, as elsewhere, attention should be paid to quality. Clearly, a 300-piece set that costs the same as a 100-piece set cannot be of equal value.

Power tools, on the other hand, are generally bought as needed. This is cheaper than buying a lot of unnecessary tools that come in sets. But if you have a lot of plans and the necessary money, you can confidently consider a set. But the same applies to sets: not everything is good!  So pay attention to the quality here, too!

An alternative that a beginning do-it-yourselfer can consider is the prudent purchase of second-hand equipment. In this way, you can enjoy high-quality tools at a low price and can selectively expand your toolbox with equipment that is still missing.

 

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Cat training: What to do when the cat scratches the sofa? 

 

So, that was it for the great designer sofa! It stood there wonderfully, inviting you to dream and relax. And now this! In the absence of her mistress, cat Mimi has extensively sharpened her sharp claws on the beautiful piece. Now the fabric is torn and the foam is sticking out.

Her mistress is really angry, because she bought her darling a fancy, huge cat tree that reaches up to the ceiling. But no - Mimi prefers to immortalise herself on the furniture.

Why does the cat scratch the furniture?
Flat cats don't just scratch the sofa because they want to sharpen their claws and remove dead calluses. No, it is also a way of marking the piece of furniture. In this way, your cat is clearly telling you: This is mine!

How does the cat mark the furniture?
Quite simply: by sharpening its claws, the cat secretes a scent mark through a film of sweat secreted between the pads of its soles. The cat uses this scent to mark its territory.

What can you do to prevent your cat from scratching the furniture?
Mimi's owner's approach was quite good. It is very important to provide enough scratching opportunities where kitty can "legally" pursue her need to sharpen her claws. This can be a super-luxury model with several floors that also offers opportunities to play, climb and lie down. However, some cats love the small model in the corner of the room, which they can easily reach. In our detailed cat tree test, we have tested some of the most popular models. And if you just want to have a look around on the market or perhaps already have a rough idea of the cat tree you want, you can find some cat tree classifieds in our pet market.

Then, of course, there's the matter of protecting your sofa. You could, for example, attach a scratching board to the place where kitty sharpens her claws so that the fabric stays intact. Or you could use a scent that the cat's delicate nose can't stand - for example, orange or citrus oil - which is simply drizzled on the spot. That way, your cat will stay away from the spot in the future!

Education - positive reinforcement as punishment!
Of course you can also try education, because contrary to what some cat owners think, it is possible to educate cats. One method that is recommended in some advice articles on keeping cats is to squirt water from a water gun. When the cat starts to tamper with the sofa again, you can spray it with a little water from the toy (please never use water guns with strong pressure) to train it away from the unwanted behaviour. Sounds plausible, but it is not for nothing that this method is highly controversial.

It is often emphasised that you can punish your pet anonymously and at the same time painlessly with water pistols. However, this is not quite true: cats are intelligent and know quite well after a few shots who they have to thank for the unpleasant shower. Moreover, wet spraying with water is not as harmless as it is often conveyed. Some cats not only find it unpleasant, but react in a real panic when they are hit by the water. In the worst case, the cat may perceive its human as a threat and aggressively defend itself against the supposed attacker. So if your cat has a real water phobia, do NOT use this method. In general, positive reinforcement is far more advisable and better for the relationship than punishment.

Training with positive reinforcement: Encourage & praise desirable behaviour.
The best thing to do is to make the cat really like the scratching post. If the cat wants to scratch on furniture, simply pick it up and carry it to the scratching post. If the cat sharpens its claws on the furniture, you should reward it with praise and treats. Another little trick: You can also rub the scratching post with a little valerian or catnip. Most cats love these scents and won't want to leave the coveted piece.

Patience is the be-all and end-all of cat training
And if the cat is still scratching the furniture after a few weeks, don't give up in resignation. Don't just let the cat do it, but keep at it and try out the different tips. Try to get the cat used to the scratching post by giving it a favourite toy, treats or scents, or get additional scratching opportunities. Maybe your cat is simply a fan of scratching mats on the wall instead of sisal columns?

 

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Investment opportunities

Many of these developments are still at an early stage, while others have already gained a concrete foothold in the market. In the medium to long term, however, they will change the financial markets - whether with or without the current industry giants depends to a large extent on the flexibility of the established top dogs.

Investors who want to bet on this trend have four main options: Either one participates in established financial companies that one trusts to have the necessary agility in dealing with rapidly changing customer demands and competitors. Here the choice is particularly difficult because the banks & co. are reluctant to show their cards. Investments in financial companies that have not really actively dealt with the opportunities and risks of digitalisation should definitely be reconsidered. Here, for example, the stock exchange operator NASDAQ (ISIN: US6311011026) stands out positively as a pioneer, which as early as 2015 was one of the first Wall Street companies to actively engage with blockchain technology and has already developed its own blockchain platform called "Linq".

Secondly, one could invest in established software and technology companies that could profit from the "war" as a "weapons supplier", so to speak, regardless of which side wins: These include, for example, the US chip manufacturer Intel (US4581401001), which should benefit from a digitalisation of the financial sector due to massively increasing demands on computing power.

The third group would be large corporations that successfully offer financial services on a large scale, such as the aforementioned Alibaba Group (US01609W1027), which plans to take its highly successful financial subsidiary Ant Financial public in 2018 at the earliest and most recently bought the US money transfer service MoneyGram in order to gain a foothold with its money services in the US. The Chinese internet company Tencent Holdings (KYG875721634) is also interesting: with the payment function of the popular app WeChat (the Chinese equivalent of WhatsApp), Tencent became the biggest competitor for AliPay in China.

The fourth and probably most speculative option would be to invest directly in the attacking fintechs, many of which are not (yet) listed on the stock exchange.
One of these candidates is the German FinTech Group (DE000FTG1111). The software company, founded back in 1999, operates the online broker flatex.at, among other things, but is also an important provider of outsourcing solutions for other banks. Despite a quadrupling of the share price, analysts still see potential here and rate the majority of the shares as "buy". According to experts, the share of Finlab AG (DE0001218063) is also an outright buy. The Frankfurt-based investment company is engaged in the development of new fintech business models in Germany as well as internationally.

Investors who do not have the capital to achieve the required diversification in various fintechs could also invest in a corresponding stock index: The Solactive-im-Fin-tech-20- Total-Return-Index tracks the share price performance of the 20 highest-capitalised companies with a significant share of business in the FinTech sector. The index can be invested in via an endless index certificate from UBS (DE000UBS1FT8I).

 

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Contract of sale: 10 rules for transferring a property

 

On the way to home ownership, the signing of the purchase contract is the decisive step. You do not become the owner of the property until some time after the notary appointment, when the transfer is recorded in the land register. However, you can no longer withdraw from the contract. Only in exceptional cases, for example if the seller can be proven to have fraudulently misled you, is a reversal of the transaction possible.

A property purchase transaction must always be concluded through a notary, who ensures that everything is done properly. Nevertheless, there are a few pitfalls. Therefore, you should take the following rules to heart:

#1 Secure loan approval
Your financing must be secured before you sign the purchase contract. Clarify all the modalities of your real estate loan in advance. The notary will request a loan commitment from your bank.

#2 Select a notary
Usually, the buyer chooses the notary, as he or she also bears the costs of the contract. Make use of this option and ask for recommendations for a firm.

#3 Seek independent advice
As a neutral authority, the notary ensures that the purchase transaction is legally flawless and that neither the buyer nor the seller makes any unsecured advance payments. However, he does not check whether you are getting a good or fair deal on the purchase. For this, you should seek advice from your own lawyer or expert.

#4 Check the contract thoroughly
The notary must send the draft purchase contract to both parties to the purchase at least 14 days before the date of notarisation. Use this time to read the document carefully, ask questions of the notary, seek advice and ask for changes if necessary. At the notarisation appointment, the notary will read out the entire contract and you will have one last opportunity to make any changes.

#5 Consult the land register
One of the notary's duties is to inspect the land register and determine whether the property is free of encumbrances. Occasionally, notaries do not do this and instead refer to possible risks in the purchase contract. If in doubt, request an extract from the land register yourself. As a proven prospective buyer, you are entitled to inspect it.

#6 Check the object of purchase one last time
Usually, purchase contracts for second-hand real estate exclude liability for subsequently discovered defects, unless the seller has deliberately concealed them. However, it is extremely difficult to prove this. Therefore, before signing the contract, you should check the house or flat once again - if possible with expert assistance - for defects. If any are found, you can cancel the notary appointment or renegotiate the price with the seller.

#7 Inspect documents
The seller is obliged to hand over certain documents to you before the purchase, for example the energy certificate for the house and, in the case of condominiums, the declaration of division. The notary will ask you if you have the documents. Confirm this only if it is actually the case.

#8 Do not be rushed
Both parties have the right to propose adjustments to the contract. However, be suspicious if the seller wants to change wording at the signing date. Don't be taken by surprise and don't sign anything without explanation and consultation.

#9 Do not pay until asked to do so
Do not pay the purchase price until you have all the documents that the notary will take care of. Then he will send a demand for payment. As a rule, the money is transferred to the seller's account, in exceptional cases to a trust account of the notary (notary escrow account). Never pay before you have been asked to do so!

#10 Pay taxes
The tax office will ask you to pay the land transfer tax. As soon as the money is booked, the notary receives the declaration of no objection and can apply for the transfer of ownership in the land register. Now you are the new owner.

 

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Roulette strategy: winning with tactics in roulette!

Roulette has been a crowd puller since its introduction in casinos and also excites players in online casinos. Roulette strategies were invented shortly after the game itself. Even though it is purely a game of chance, the appropriate roulette strategy can help you maximise your real money winnings. On this page, we present the best-known roulette strategies in detail and give an assessment of their suitability for practical use.

What you can learn about roulette strategies here:

How the different roulette variations influence the strategy
What you should consider when playing with a roulette strategy
Where to find the best roulette games to apply your strategy
What is a roulette strategy?
The term roulette strategy or roulette system refers to a method by which a player tries to win as much real money as possible through certain bets and types of bets. Roulette strategies often have a mathematical basis and give players rules for placing bets.

Roulette has spawned more strategies and game systems than any other casino game.

Overview of the best Roulette strategies
When choosing the right roulette strategy, you should decide according to your playing style and budget. Some systems are very aggressive, which means a rapid increase in bet size and involves a certain amount of risk. Other strategies string together many small wins for a moderate profit. These systems are more conservative and less aggressive. In the following overview, we have listed the most popular and best roulette strategies. We explain the respective rules and the probabilities of winning and possible payouts.

Martingale

The Martingale game is one of the oldest and most widespread Roulette strategies. The principle of the Martingale is that in case of a loss, the player doubles the amount of his bet. In the event of a win, this automatically offsets all previous losses and the player records a profit on a base bet.

In practice
In our example below, a Martingale player is successful early on and ends up with a profit on the base bet of €5. Keep in mind, however, that the stake size in the Martingale can increase quickly, so an appropriate budget is required. The Martingale is played with bets on the easy odds.

Bet no. 3

profit

20 € profit, profit

total = +5 €

Without the zero in the roulette wheel, the Martingale game would be a sure thing and the player could expect a profit in any case. However, the strategy requires perseverance in the form of a high budget. In addition, a table limit can cause you problems if the amount of the bets reaches the maximum possible amount. With the Martingale, caution is advised as well as a low base bet.

Labouchere

Labouchere is an interesting strategy because the player sets a winning target. Unlike the Martingale, it is not played with a doubling of the stakes, which is why the strategy is less aggressive. The theory and rules may seem complicated, but with our example even beginners can try this system.

The player sets an amount that he wants to win in total, about €100. This sum is divided into smaller units, which together make up the winning target. The individual amounts are noted as a series. Before each coup, the player adds up the numbers at the beginning and end of the sequence and sets this amount. In case of a win, the two numbers are crossed off. In case of a loss, the sum is added as the last number of the sequence. The winning goal is reached when all numbers are crossed off.

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Why have a showcase site for your company?

Today, no company can evolve without being present on the web and without a showcase site. Whether it is a micro company, a small company or a larger company, it is essential to develop a digital communication and to have a website whatever the sector of activity.

Being present on the web has multiple advantages:

Getting known
Attracting new customers and building loyalty
Allowing Internet users to discover your products and services by reinforcing your credibility and your image
A showcase site can be an excellent solution to implement a relevant and effective digital communication strategy

SHOWCASE SITE: YES BUT WHY?
It is surprising to note that 1/3 of companies in France do not have a website. And yet the first reflex that each of us has when we want to have information about a brand is to look for it on the internet.

A showcase site is therefore the first essential step for a company that wishes to have more visibility and attract potential customers. 80% of people search the web when they are looking for a product or service. If you are invisible, you lose the chance to attract some of these 80%!

SHOWCASE SITE: DO YOU NEED A REDESIGN?
Let's start with the third of companies that already have a website. Your website is your business card. In this case, it may be necessary to consider a redesign of your showcase site. It is important to carry out a complete audit of your site, to check that it is "responsive", i.e. that it adapts to smartphones and tablets, bearing in mind that searches on these media have overtaken searches on computers. It must be intuitive, easy to use, user-friendly and must allow the Internet user to find all the information concerning your company.

SHOWCASE SITE AND WEBSITE CREATION
You are a company and you do not have a website? But what are the necessary steps to create a website? The creation of a showcase website cannot be improvised and must be based on a precise and specific webmarketing strategy. Your site must be a tailor-made showcase representing your activity. The content of your website must reflect your visual identity, it must inspire confidence and make people want to buy from you.

Don't hesitate to go on the web and look at examples of your competitors' sites, as all showcase sites are different. How their site is built, what information is given and how. Doing what is called a benchmark of the competition is very important in order to find the right approach to position yourself well.

SHOWCASE SITE: HOW TO DETERMINE THE OBJECTIVES?
This is the first question you should ask yourself. Being visible on the web is essential, but it must be thought out and organised. The creation of a showcase site requires the establishment of precise specifications. You have to choose the CMS, the different functionalities, who will be in charge of the content management, the graphic charter. It is a complete web project to create a website to give all the information about your products or services and attract future customers to you. The main objective is obviously to generate and increase your turnover.

SHOWCASE SITE, VISIBILITY AND BUDGET
A website project is not only about web design, but also about search engine optimisation. This is an essential part of the project that must be planned from the beginning. There are two ways to generate traffic on your website. Natural referencing and paid referencing.

The cost of creating a website must be taken into account in the budget, but not only. In order to be visible to your competitors, you need to set up a content management system. Web communication is not simple and the pages of your website will have to respond to SEO techniques. You will either have to call on a digital agency to do this or train yourself to create your own content.

Paid search, which is done via Google Adwords (Google Ads), is quite different and can sometimes require large budgets. It is therefore important to plan ahead so that the return on investment is positive.

Why have a showcase site for your company?
To conclude, a showcase site is the basis of a company's communication on the web. Setting it up can be a big job because it represents your company and the message you want to get across to your customers. So don't neglect this magnificent business card that is the showcase site.

 

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